Terms & Conditions

1. Agreement Scope

These Terms and Conditions govern your engagement with Vectral Funds for digital asset advisory services. By engaging our services, you acknowledge that you have read, understood, and agree to be bound by these terms. These terms constitute a legally binding agreement between you ("Client") and Vectral Funds ("we," "our," "us").

2. Definitions

Services: Digital asset advisory services including consultation, portfolio integration support, and ongoing monitoring as described in our service offerings.

Client: Any individual or entity engaging our advisory services.

Digital Assets: Cryptocurrencies, blockchain-based tokens, and related digital instruments.

Agreement: These Terms and Conditions together with any service-specific agreements or addenda.

3. Service Provision

We provide educational advisory services regarding digital asset integration. Our services do not constitute investment advice as defined under Singapore securities regulations. We do not execute transactions on your behalf, hold custody of assets, or provide guarantees regarding investment outcomes. Advisory recommendations represent our professional assessment based on information provided but do not constitute assurances of particular results.

4. Client Responsibilities

Clients agree to: provide accurate and complete information relevant to advisory services, maintain confidentiality of account credentials and security information, make independent decisions regarding digital asset transactions, comply with applicable tax reporting and regulatory obligations, and notify us promptly of material changes to circumstances affecting advisory relationship.

5. Payment Terms

Service fees are stated in Singapore Dollars (S$) and are due as specified in service agreements. Initial consultation fees are payable prior to scheduled session. Integration service fees are typically split with 50% due upon engagement and 50% upon completion. Ongoing advisory fees are billed monthly in advance. Payments may be made via bank transfer to designated account. Late payments may result in service suspension after 15-day notice period.

6. Refund Policy

Consultation fees are non-refundable once session is completed. Integration service fees may be partially refunded for work not yet commenced, assessed on case-by-case basis. Ongoing advisory fees are refundable on pro-rata basis if service is terminated with 30 days written notice. Refund requests should be submitted to [email protected] with supporting documentation.

7. Disclaimers and Limitations

Services are provided "as is" without warranties of any kind, express or implied. We make no guarantees regarding: investment returns or outcomes, future market performance, regulatory developments, custody security provided by third parties, or tax treatment of digital assets. Our liability is limited to fees paid for services rendered. We are not liable for indirect, consequential, or punitive damages arising from service provision or use of recommendations.

8. Risk Acknowledgment

Client acknowledges that digital assets involve substantial risks including but not limited to: price volatility and potential loss of principal, regulatory uncertainty and potential legal changes, custody security risks, liquidity limitations, and technological vulnerabilities. Client accepts these risks and makes decisions based on individual risk tolerance and circumstances.

9. Confidentiality

We maintain confidentiality of client information in accordance with our Privacy Policy and applicable law. Client information may be disclosed when: required by law or regulation, necessary for service provision to authorized third parties, or with explicit client consent. Client agrees to maintain confidentiality of proprietary methodologies and materials provided during service engagement.

10. Termination

Either party may terminate ongoing advisory services with 30 days written notice. We reserve the right to terminate services immediately if: client provides materially false information, client engages in illegal activities, or client breaches these terms. Termination does not affect obligations incurred prior to termination date. Provisions regarding confidentiality, limitations of liability, and dispute resolution survive termination.

11. Governing Law

These Terms are governed by the laws of Singapore. Any disputes shall be resolved through: good faith negotiation between parties, mediation if negotiation fails, or arbitration under Singapore International Arbitration Centre rules if mediation is unsuccessful. The jurisdiction for any legal proceedings shall be Singapore courts.

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